FTMO vs The Funded Trader (TFT): Which Pays Faster?
Last updated: July 2026 | 6 min read
TFT made a comeback with faster payouts and easier rules. How does the revived firm stack up against FTMO's consistent dominance?
Comparison Table: FTMO vs The Funded Trader (TFT)
| Feature | FTMO | The Funded Trader (TFT) |
|---|---|---|
| Profit Split | 80% → 90% | 80% → 90% |
| Max Account | $400K | $400K |
| Evaluation | 2-phase (10% + 5%) | 1-phase or 2-phase |
| Daily Loss | 5% | 5% |
| Max Drawdown | 10% (static) | 10% (static) |
| Time Limit | 30 days per phase | Unlimited |
| Min Trading Days | 4 | 3 |
| Cost ($100K) | $500 | $450 |
| Payout | Monthly | Weekly |
| Trust | 10+ years | Rebuilding since 2024 |
Winner for Payout Speed: TFT
Weekly payouts and unlimited evaluation time. TFT's new model is designed to get you paid fast and keep you trading.
Winner for Reliability: FTMO
FTMO has never missed a payout in a decade. TFT's operational history includes a pause that left traders uncertain. Trust takes time to rebuild.
The Final Verdict
Choose The Funded Trader if you want weekly payouts and flexible evaluation. Choose FTMO if you prioritize an unbroken decade of reliable payouts.
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