The Funded Trader (TFT) is one of the newer prop firms competing with FTMO and FundedNext. But does it actually pay traders? I reviewed their challenge rules, profit splits, and payout process to find out.
What Is The Funded Trader?
The Funded Trader is a prop trading firm offering funded accounts from $5,000 to $200,000. They use a two-step evaluation similar to FTMO but with some unique rule differences.
TFT Challenge Rules
| Account Size | Phase 1 Target | Phase 2 Target | Max Daily Loss | Max Drawdown |
|---|---|---|---|---|
| $5K | 8% | 5% | 5% | 10% |
| $10K | 8% | 5% | 5% | 10% |
| $25K | 8% | 5% | 5% | 10% |
| $50K | 8% | 5% | 5% | 10% |
| $100K | 8% | 5% | 4% | 8% |
| $200K | 8% | 5% | 3% | 6% |
Profit Split and Payouts
TFT offers up to 90% profit split depending on your account tier. Payouts are processed monthly with a minimum withdrawal of $100. Most traders report receiving payouts within 5-10 business days.
The Funded Trader vs FTMO vs FundedNext
| Feature | TFT | FTMO | FundedNext |
|---|---|---|---|
| Max Account | $200K | $200K | $200K |
| Profit Split | Up to 90% | Up to 90% | Up to 100% |
| Challenge Fee ($100K) | $349 | $540 | $349 |
| Max Drawdown | 6-10% | 10% | 6-10% |
| Platforms | MT4, MT5, cTrader | MT4, MT5, cTrader | MT4, MT5, cTrader |
Is TFT Legit?
Yes, The Funded Trader is legitimate. They've been operating since 2023 and have paid out thousands of traders. However, some traders report their rules are stricter than FTMO's, especially on larger accounts where drawdown limits tighten significantly.
Should You Try TFT?
TFT is worth considering if you want lower entry fees than FTMO. But the challenge is still tough — most traders fail their first attempt. If you'd rather have an expert pass your TFT challenge, I can help. $220 flat for any account size.
Want to Pass TFT Without the Stress?
$220 flat. Free test available. Message me on Telegram.
Message @Voraspas on Telegram