FTMO vs SmartProp Trader: Is the Newcomer Worth Your Time?
Last updated: July 2026 | 6 min read
SmartProp Trader brings fresh features like 90% profit split and no time limits. How do they stack up against the veteran FTMO?
Comparison Table: FTMO vs SmartProp Trader
| Feature | FTMO | SmartProp Trader |
|---|---|---|
| Profit Split | 80% → 90% | 85% → 90% |
| Max Account | $400K | $200K |
| Evaluation | 2-phase (10% + 5%) | 1-phase (8%) |
| Daily Loss | 5% | 5% |
| Max Drawdown | 10% (static) | 10% (static) |
| Time Limit | 30 days per phase | None |
| Min Trading Days | 4 | 0 |
| Cost ($100K) | $500 | $375 |
| Payout | Monthly | Bi-weekly |
| Refund on Pass | No | Yes |
Winner for Ease: SmartProp Trader
One-phase evaluation at 8% target with no time limit. Plus fee refund on pass. SmartProp makes getting funded significantly easier.
Winner for Experience: FTMO
A decade of proven payouts, larger account sizes, and a massive trader community. FTMO's reputation is unmatched.
The Final Verdict
Choose SmartProp Trader if you want the easiest path to funding with a single phase. Choose FTMO for proven reliability and larger accounts.
Need Help Passing FTMO or SmartProp Trader?
I've passed 500+ prop firm challenges with a 95% success rate. $220 flat for any account size. Free test challenge available first so you can verify my results.
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