FTMO vs Funding Pips: Which New Prop Firm Challenges the King?
Last updated: July 2026 | 6 min read
Funding Pips is the new kid with aggressive terms. Can it dethrone FTMO? I tested both challenges side by side.
Comparison Table: FTMO vs Funding Pips
| Feature | FTMO | Funding Pips |
|---|---|---|
| Profit Split | 80% → 90% | 80% → 90% |
| Max Account | $400K | $200K |
| Evaluation | 2-phase (10% + 5%) | 2-phase (8% + 5%) |
| Daily Loss | 5% | 4% |
| Max Drawdown | 10% (static) | 8% (static) |
| Time Limit | 30 days per phase | Unlimited |
| Min Trading Days | 4 | 3 |
| Cost ($100K) | $500 | $450 |
| Payout | Monthly | Weekly |
| Trust | 10+ years | Newer firm |
Winner for Payout Speed: Funding Pips
Weekly payouts are unheard of in prop trading. Funding Pips processes withdrawals every week — that's 4x faster than FTMO's monthly cycle.
Winner for Reliability: FTMO
FTMO's decade of consistent payouts vs Funding Pips' newer operations. Track record matters when your funded account is on the line.
The Final Verdict
Choose FTMO for proven reliability and larger accounts. Choose Funding Pips for weekly payouts and easier evaluation targets.
Need Help Passing FTMO or Funding Pips?
I've passed 500+ prop firm challenges with a 95% success rate. $220 flat for any account size. Free test challenge available first so you can verify my results.
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